Privacy Policy

This privacy policy applies to consumer-choices.com and all subdomains. Please make sure to read this privacy policy carefully. By browsing our sites, you agree to the terms and conditions of this privacy policy. If you do not agree to those terms and conditions, please close this page.

Consumer Choices is concerned about privacy issues and respects the importance of personal information and how it is collected. This Privacy Policy discloses the privacy practices of Consumer Choices (“Consumer Choices”, “we”, “us”, “our”, “company”, “site”) and describes our practices in connection with information that we collect through this website owned and controlled by us which display or link to this Privacy Policy. By using our Sites, you agree to the terms and conditions of this Privacy Policy.

The Information We Collect

We may collect different types of perfonal information. Personal Information is information that identifies you as an individual, such as:

Name
Mailing address
Phone number
Email address

Depending on the product or service, we may also collect information, such as your credit history, assets, employment information, social security number. We collect this Personal Information when you interact with us on the Site.

We May Use and Share Personal Information

to improve our Web site and marketing efforts.
to have vendors provide the financial services you requested.
to respond to your inquiries and fulfill your requests, such as to send you newsletters.
to send you surveys and marketing communications that we believe may be of interest to you.
if you purchase a product or service from us, to complete and fulfill your purchase, for example, to have your payments processed, communicate with you regarding your purchase and provide you with related customer service.

How to Unsubscribe or Revoke

You may revoke consent to this privacy policy at any time for any use of personal information collected. To revoke consent, indicate by emailing us at contact@consumer-choices.com with the word “revoke Personal Information” in the subject line. PLEASE NOTE: Data collected may be sold or transferred to our vendors which takes place immediately in real-time. Should you decide to unsubscribe, opt-out or revoke consent, your data may have already been sent to our vendors. We cannot revoke your information from a third party if it has already been sold. We will remove your personal information from our internal programs and further communication from Consumer Choices will cease.

Third Party Information Collection / Tracking / Cookies

We partner with a third party to either display advertising on our Web site or to manage our advertising on other sites. Our third party partner may use technologies such as cookies to gather information about your activities on this site and other sites in order to provide you advertising based upon your browsing activities and interests. If you wish to not have this information used for the purpose of serving you interest-based ads, you may opt-out by clicking here. Please note this does not opt you out of being served ads. You will continue to receive generic ads. Notwithstanding any other provision, we may also engage a third party partner for the purpose of recognizing users and delivering to them interest-based content and advertisements. We may share information about you with our partners such as your name, postal address, email, device ID, or other identifier in encrypted, hashed or de-identified form. Our partners also may collect information from you, such as your IP address and information about your browser or operating system; may combine our personal and non-personal offline information about you with information from other partners in data sharing cooperatives in which we participate; and may place or recognize a unique cookie on your browser. These cookies contain no personally identifiable information; they may contain demographic or other data in de-identified form. To opt-out of third party cookies, please go to the Digital Advertising Alliance’s consumer choice page. Internally, we may also use cookie data stored on your computer to match up with 3rd party demographics data. If you wish to disable cookies, you can do so at your individual browser level.

Links to Third Party Sites

Consumer Choices may link to other websites or services.
These third party services have their own privacy policies regarding data collection and use.
If you submit personal information to any of those sites, your information is governed by their privacy policies.

How can I edit and/or request my personal information

Upon request via email to contact@consumer-choices.com, Consumer Choices will share any information that has been collected about you. If we have in fact collected your personal information, you can have us correct any factual inaccuracies via email. For your protection, we will only implement such requests with respect to the Personal Information associated with the particular e-mail address that you use to send us your request, and we may need to verify your identity before implementing your request.

Storage and Security

We will retain personal information, including user location information, only as long as our business needs require. We will then destroy or render unreadable any such information upon disposal.
We believe the security of your information is a serious issue and we are committed to protecting the information we receive from you. We use commercially reasonable security measures to protect against the loss, misuse and alteration of your information under our control.
Depending on site requirements, we may employ Secure Sockets Layer (SSL) encryption technology to transmit data between a consumer’s browser and our web server. To use our websites, a consumer will need an SSL-capable browser such as MS Internet Explorer 4.0 (or higher) or Netscape Navigator 4.0 or higher.
We require that client network/vendors handle consumer information under confidential conditions.
Notwithstanding such security measures, please be aware that no security measures are perfect or 100% secure, and we cannot guarantee the security of any information transmitted to or from the Services.
Although we have agreements and vetting procedures in place for third parties, We are not responsible for the actions of any third parties that may receive any such information.
You should note that the security of your personal information also depends on you. Please do not communicate any information to us through unsecured channels, such as when you are in public areas. Where we have provided you or you have chosen a password, access code, or similar security feature, you must keep the password, access code or security feature confidential. Please do not share your password with anyone. If you believe your password or account has been compromised, please contact us immediately at contact@consumer-choices.com.

Minors and Privacy Issues

This site is intended to be used by people the age of 18 and older. We do not knowingly allow any users under the age of thirteen to use our service. However, if you become aware of the existence of a user who is under the age of thirteen, or that an individual under thirteen has provided their information to us, contact us immediately with details at contact@consumer-choices.com. If you have been reported as being below thirteen by another person, we may request that you verify your age to us, including providing us a copy of your photo ID as a condition of your continued use of our service. If you are a parent or guardian and believe that your child under the age of 13 has provided personal information to us, you may contact us to request this information be deleted.

California Privacy Rights

We permit residents of the State of California to use our Service, and comply with the California Business and Professions Code §§ 22575-22579. If you are a California resident, you may request certain information regarding our disclosure of personal information to any third parties for their direct marketing purposes. Various provisions throughout this Privacy Policy address requirements of the Californian privacy statutes. In summary, you must presume that we collect electronic information from all visitors. You may contact us at contact@consumer-choices.com with any questions.

Changes to Privacy Policy

We may change this Privacy Policy at any time. When we do, we will revise the updated date at the bottom of this page. The revised Privacy Policy will be effective immediately when posted on the Services We encourage users to frequently check this page for any changes to stay informed about how we are helping to protect the personal information we collect.
You acknowledge and agree that it is your responsibility to review this Privacy Policy periodically to learn of any revisions to this Privacy Policy.
Your continued use of the Services after the effectiveness of such revisions will constitute your acknowledgment and acceptance of the terms of the revised Privacy Policy.
If a change would authorize the use of your personal information for a new or materially different purpose, then we will send you an email notification. It is your responsibility to ensure that we have a current, working email address on file for you.

Contact Information

If you have any comments or questions regarding our Privacy Policy, or to report abuse of any personal information collected under this Privacy Policy, please email us at contact@consumer-choices.comFor more information about protecting your privacy, you may wish to visit: http://www.ftc.gov.